About Jai
Jai Lucas - Mortgage Broker
Whanganui is home for me, my wife, and our two young children. When you’re making big financial decisions, you deserve advice that’s straightforward, practical, and genuinely in your best interests.
I’m a mortgage broker because I believe people get better results when they have options. Instead of being limited to one bank’s policies, rates, or credit criteria, I can compare multiple lenders and structure your application to give you the best possible chance of approval. More choice means more flexibility - and often better rates, cash-back options, lower repayments, and faster outcomes.
With nearly two decades in financial services, including mortgage broking and loan structuring, my background spans financial markets, compliance, insurance, business ownership, and property investment. I hold a Bachelor of Management Studies (Honours) in Finance and Economics, along with the New Zealand Certificate in Financial Services (Level 5) – Residential Property Lending.
Whether you’re buying your first home, refinancing for a better deal, purchasing your next property, building or renovating, consolidating debt, or investing in property - I can help.
I’ll guide you through your options, compare lenders, structure your application correctly, and present it in the strongest possible way. I will also negotiate with lenders on your behalf, using my experience to know when and where to push, to achieve the best possible outcome.
If you want expert guidance and real choice across lenders, I’d love to help.
